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Car insurance for couriers

Help2Insure Car Insurance offers four categories of cover (also known as the class of use) to choose from:

Social and domestic pleasure

Commuting

Business

Carriage of goods for hire and reward

If you use your car to make deliveries, select Carriage of goods for hire and reward as your class of use when getting a quote.

This covers anyone using their car to deliver third party goods, making it ideal for couriers or delivery drivers. You’ll then need to decide what level of cover you want:

Comprehensive

Third Party, Fire & Theft

Third Party Only

Your employer may already provide Carriage of goods for hire and reward cover, so please check this before you buy. And bear in mind that the vehicle is covered, but any goods, food or merchandise you’re carrying aren’t – you’ll need extra cover for that.

It also excludes the carriage of passengers for hire and reward, meaning you aren’t covered to use your car to give lifts to paying passengers through Uber, for example.

However, if you’re delivering through Uber Eats, for example, you’ll be covered through our fast food delivery insurance.

Crammed with features and benefits

Our comprehensive policies (except Essential) include these great features and benefits as standard

Windscreen Repair

Policyholders are eligible for the repair and replacement of windscreens (excess applies).

Courtesy Car

Use of a courtesy car whilst your car is being repaired at an Admiral approved garage.

European Cover

Up to 90 days cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.

Uninsured Driver Promise

We’ll repay your excess and your No Claims Bonus won’t be affected if you have an accident with an uninsured driver that isn’t your fault, as long as you have details about the other vehicle.

£5,000 Personal Injury Cover

Get £5,000 of personal injury cover for you and your partner.

Sat-Nav and Personal Belongings Cover

If your personal belongings or effects are damaged or stolen while in your car, we'll pay up to £200 to help you replace them.

24 Hour Emergency Helpline

Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.

Bonus Match

Insure a second car with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.

Battery Cover

Electric and hybrid car batteries are covered for accidental damage, fire and theft.

Charging Equipment

Protects your electric vehicle or hybrid's standard charging cables against accidental damage, fire and theft.

Speak to an expert

We’re waiting to hear from you. Call, email or use our live chat service to find out how we can help you deliver market leading, tailored products and services to your customers

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